Articles - New serviceability calculator required for applications

New serviceability calculator required for applications


The calculator includes:

  • use of the Australian HEM lookup table for Q3 2022. The Household Expenditure Measure (HEM) is used for applicant expense benchmarking.
  • the shading applied to rental income will reduce from 20% to 10% for new and existing rental properties.


You can download the calculator here: Resimac serviceability calculator

Please note it is a requirement to submit (as a PDF) a completed serviceability calculator for all applications from 16 March 2023.

These updates reflect improved policy and should offer you and your clients a significantly improved experience when dealing with Resimac.

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