Interest Rate Update: With the recent RBA announcement, we’re taking the time to carefully review its impact on our rates. We know this is important to you, and we’ll keep you updated and share our decision as soon as possible.
Interest Rate Update: Following the recent RBA announcement, we’re pleased to confirm that we will be passing on the full 0.25% rate decrease to all existing and new customers on all variable rates. Our new rates will be effective from 5 March 2025, and emails will be sent out shortly. 
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Resimac Prime Full Doc
-
Owner Occupied
-
Investment
| LVR | ≤ 70% LVR | 70.01-80% LVR | 80.01-90% LVR | 90.01-95% LVR |
| Resimac Prime Flex P&I | 6.39%p.a. (6.69%p.a.) |
6.49%p.a. (6.79%p.a.) |
6.69%p.a. (6.98%p.a.) |
6.89%p.a. (7.18%p.a.) |
| Resimac Prime Flex I/O | 6.39%p.a. (6.69%p.a.) |
6.49%p.a. (6.79%p.a.) |
N/A |
N/A |
| Resimac Prime P&I | 6.69%p.a. (6.73%p.a.) |
6.79%p.a. (6.83%p.a.) |
6.89%p.a. (6.93%p.a.) |
6.99%p.a. (7.03%p.a.) |
| Resimac Prime I/O | 6.69%p.a. (6.73%p.a.) |
6.79%p.a. (6.83%p.a.) |
N/A |
N/A |
| LVR | ≤ 70% LVR | 70.01-80% LVR | 80.01-90% LVR | 90.01-95% LVR |
| Resimac Prime Flex P&I | 6.59%p.a. (6.87%p.a.) |
6.69%p.a. (6.96%p.a.) |
6.89%p.a. (7.16%p.a.) |
7.09%p.a. (7.36%p.a.) |
| Resimac Prime Flex I/O | 6.59%p.a. (6.87%p.a.) |
6.69%p.a. (6.96%p.a.) |
6.89%p.a. (7.16%p.a.) |
7.09%p.a. (7.36%p.a.) |
| Resimac Prime P&I | 6.89%p.a. (6.93%p.a.) |
6.99%p.a. (7.03%p.a.) |
7.09%p.a. (7.13%p.a.) |
7.19%p.a. (7.23%p.a.) |
| Resimac Prime I/O | 6.89%p.a. (6.93%p.a.) |
6.99%p.a. (7.03%p.a.) |
7.09%p.a. (7.13%p.a.) |
7.19%p.a. (7.23%p.a.) |
Resimac Prime Alt Doc
-
Owner Occupied
-
Investment
| LVR | ≤ 70% LVR | 70.01-80% LVR | 80.01-85% LVR | 85.01-90% LVR |
| Resimac Prime Alt Doc P&I | 7.19%p.a. (7.26%p.a.) |
7.29%p.a. (7.36%p.a.) |
7.69%p.a. (7.76%p.a.) |
7.99%p.a. (8.06%p.a.) |
| Resimac Prime Alt Doc I/O | 7.19%p.a. (7.26%p.a.) |
7.29%p.a. (7.36%p.a.) |
N/A |
N/A |
| LVR | ≤ 70% LVR | 70.01-80% LVR | 80.01-85% LVR | 85.01-90% LVR |
| Resimac Prime Alt Doc P&I | 7.39%p.a. (7.46%p.a.) |
7.49%p.a. (7.56%p.a.) |
7.89%p.a. (7.96%p.a.) |
8.19%p.a. (8.26%p.a.) |
| Resimac Prime Alt Doc I/O | 7.39%p.a. (7.46%p.a.) |
7.49%p.a. (7.56%p.a.) |
7.89%p.a. (7.96%p.a.) |
8.19%p.a. (8.26%p.a.) |
Resimac Self-Managed Superannuation Fund
-
Investment
| LVR | ≤ 60% LVR | 60.01-70% LVR | 70.01-80% LVR | 80.01-90% LVR |
| Resimac Self-Managed Superannuation Fund P&I | 7.14%p.a. (7.59%p.a.) |
7.14%p.a. (7.59%p.a.) |
7.74%p.a. (8.16%p.a.) |
7.99%p.a. (8.41%p.a.) |
| Resimac Self-Managed Superannuation Fund I/O | 7.14%p.a. (7.59%p.a.) |
7.14%p.a. (7.59%p.a.) |
7.74%p.a. (8.16%p.a.) |
7.99%p.a. (8.41%p.a.) |
Resimac Specialist Full Doc
-
Owner Occupied
-
Investment
| LVR | ≤ 70% LVR | 70.01-80% LVR | 80.01-85% LVR | 85.01-90% LVR |
| Resimac Specialist Clear P&I | 7.49%p.a. (7.59%p.a.) |
7.59%p.a. (7.69%p.a.) |
8.59%p.a. (8.69%p.a.) |
9.29%p.a. (9.40%p.a.) |
| Resimac Specialist Clear I/O | 7.49%p.a. (7.59%p.a.) |
7.59%p.a. (7.69%p.a.) |
N/A |
N/A |
| Resimac Specialist Plus P&I | 8.49%p.a. (8.59%p.a.) |
8.59%p.a. (8.69%p.a.) |
9.09%p.a. (9.20%p.a.) |
N/A |
| Resimac Specialist Plus I/O | 8.49%p.a. (8.59%p.a.) |
8.59%p.a. (8.69%p.a.) |
N/A |
N/A |
| Resimac Specialist Assist P&I | 9.49%p.a. (9.60%p.a.) |
9.59%p.a. (9.70%p.a.) |
10.09%p.a. (10.20%p.a.) |
N/A |
| Resimac Specialist Assist I/O | 9.49%p.a. (9.60%p.a.) |
9.59%p.a. (9.70%p.a.) |
N/A |
N/A |
| LVR | ≤ 70% LVR | 70.01-80% LVR | 80.01-85% LVR | 85.01-90% LVR |
| Resimac Specialist Clear P&I | 7.79%p.a. (7.89%p.a.) |
7.89%p.a. (7.99%p.a.) |
8.89%p.a. (8.99%p.a.) |
9.59%p.a. (9.70%p.a.) |
| Resimac Specialist Clear I/O | 7.79%p.a. (7.89%p.a.) |
7.89%p.a. (7.99%p.a.) |
8.89%p.a. (8.99%p.a.) |
9.59%p.a. (9.70%p.a.) |
| Resimac Specialist Plus P&I | 8.79%p.a. (8.89%p.a.) |
8.89%p.a. (8.99%p.a.) |
9.39%p.a. (9.50%p.a.) |
N/A |
| Resimac Specialist Plus I/O | 8.79%p.a. (8.89%p.a.) |
8.89%p.a. (8.99%p.a.) |
9.39%p.a. (9.50%p.a.) |
N/A |
| Resimac Specialist Assist P&I | 9.79%p.a. (9.90%p.a.) |
9.89%p.a. (10.00%p.a.) |
10.39%p.a. (10.50%p.a.) |
N/A |
| Resimac Specialist Assist I/O | 9.79%p.a. (9.90%p.a.) |
9.89%p.a. (10.00%p.a.) |
10.39%p.a. (10.50%p.a.) |
N/A |
Resimac Specialist Alt Doc
-
Owner Occupied
-
Investment
| LVR | ≤ 70% LVR | 70.01-80% LVR | 80.01-85% LVR | 85.01-90% LVR |
| Resimac Specialist Clear Alt Doc P&I | 7.69%p.a. (7.79%p.a.) |
7.79%p.a. (7.89%p.a.) |
8.79%p.a. (8.89%p.a.) |
9.49%p.a. (9.60%p.a.) |
| Resimac Specialist Clear Alt Doc I/O | 7.69%p.a. (7.79%p.a.) |
7.79%p.a. (7.89%p.a.) |
N/A |
N/A |
| Resimac Specialist Plus Alt Doc P&I | 8.69%p.a. (8.79%p.a.) |
8.79%p.a. (8.89%p.a.) |
9.29%p.a. (9.40%p.a.) |
N/A |
| Resimac Specialist Plus Alt Doc I/O | 8.69%p.a. (8.79%p.a.) |
8.79%p.a. (8.89%p.a.) |
N/A |
N/A |
| Resimac Specialist Assist Alt Doc P&I | 9.69%p.a. (9.80%p.a.) |
9.79%p.a. (9.90%p.a.) |
10.29%p.a. (10.40%p.a.) |
N/A |
| Resimac Specialist Assist Alt Doc I/O | 9.69%p.a. (9.80%p.a.) |
9.79%p.a. (9.90%p.a.) |
N/A |
N/A |
| LVR | ≤ 70% LVR | 70.01-80% LVR | 80.01-85% LVR | 85.01-90% LVR |
| Resimac Specialist Clear Alt Doc P&I | 7.99%p.a. (8.09%p.a.) |
8.09%p.a. (8.19%p.a.) |
9.09%p.a. (9.20%p.a.) |
9.79%p.a. (9.90%p.a.) |
| Resimac Specialist Clear Alt Doc I/O | 7.99%p.a. (8.08%p.a.) |
8.09%p.a. (8.19%p.a.) |
9.09%p.a. (9.20%p.a.) |
9.79%p.a. (9.89%p.a.) |
| Resimac Specialist Plus Alt Doc P&I | 8.99%p.a. (9.10%p.a.) |
9.09%p.a. (9.20%p.a.) |
9.59%p.a. (9.70%p.a.) |
N/A |
| Resimac Specialist Plus Alt Doc I/O | 8.99%p.a. (9.10%p.a.) |
9.09%p.a. (9.20%p.a.) |
9.59%p.a. (9.70%p.a.) |
N/A |
| Resimac Specialist Assist Alt Doc P&I | 9.99%p.a. (10.10%p.a.) |
10.09%p.a. (10.20%p.a.) |
10.59%p.a. (10.70%p.a.) |
N/A |
| Resimac Specialist Assist Alt Doc I/O | 9.99%p.a. (10.10%p.a.) |
10.09%p.a. (10.20%p.a.) |
10.59%p.a. (10.70%p.a.) |
N/A |
*Interest rates on this site are effective from 18 January 2025. Rates shown apply to new business only and may vary before the loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. Rates and promotions are subject to change without notice. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.
