Resimac Prime & Prime Flex

The Resimac Prime product offers great low rates and can cater for either PAYG or Self Employed applicants looking for a loan for purchase, refinance, debt consolidation or cash out purposes. This product is available with no annual fee (Resimac Prime) or with a $299 annual fee in return for a lower rate (Resimac Prime Flex).
  • Interest rate based on security – not purpose
  • Company and discretionary trust applicants acceptable
  • Dollar for dollar refinance to 95% LVR
  • 100% Offset available
  • Available for business purpose up to $500k
  • End-to-end digital process

Not all features available on all products. Please refer to products specs for additional information.

*Interest rates are effective from 19 Oct 2020. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. Rates and promotions are subject to change without notice. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.

Prime Alt Doc

Products for borrowers who are self-employed or with minor defaults

Prime 85 No LMI

Suitable for both PAYG and those who are self-employed

Prime Non-Gen

For borrowers with as little as 5% deposit or non-genuine savings


Loan Serviceability Calculators

LMI Premium Calculator

LMI Serviceability Calculators


Find below the forms to submit an application.

Application Form

The core document to begin your home loan application with Resimac.

Supporting Documentation Checklist

Ensure you have provided all the required documentation to progress.

Living Expense Declaration

Complete the breakdown of combined basic and additional living expenses.

Contact Your BDM

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* Callbacks are scheduled within normal business hours.
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