Product and Policy Updates.

Here you can find Broker Updates sent to mortgage brokers via email about the latest on Resimac products, policies, rates, resources and events.

Enhanced credit policy changes

We're pleased to announce some exciting updates to our credit policy that will make it easier for you to place deals, speed up approvals and help you say yes to more customers.

07 October 2025

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Resimac variable interest rate update

Following the RBA's announcement on Tuesday 12 August 2025, we're reaching out to inform you…

22 August 2025

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Say YES to Category B locations with smarter Prime Alt Doc solutions

Real client outcomes and smarter ways to say Yes with Prime Alt Doc.

7 August 2025

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Reminder on Design and Distribution Obligations

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

21 July 2025

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Drive more deals: Rates, tools and real broker wins with Prime Alt Doc

Explore real scenarios, check postcode eligibility and lock in great rates.
14 July 2025

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Resimac variable interest rate update

We're reaching out to let you know that following the RBA's announcement on Tuesday 20 May 2025…
22 May 2025

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Hot Prime Alt Doc rates: Get in while they last

The temps might be dropping, but our Prime Alt Doc rates are still red-hot!
13 May 2025

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Reminder on Design and Distribution Obligations

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.
8 May 2025

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Cooler weather, hotter rate: Prime Alt Doc pricing offer

Following the RBA's announcement on Tuesday 12 August 2025, we're reaching out to inform you…
22 August 2025

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Update your broker code for seamless loan verification

Ensure smooth and automated loan lodgement verification.

24 March 2025

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Refinance with Resimac: great options and reduced serviceability buffer

Here are some great refinancing opportunities for those looking to consolidate debts and more.

25 February 2025

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Resimac variable interest rate update

All variable interest rates reducing effective 5 March 2025.

18 February 2025

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Reminder on Design and Distribution Obligations

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

29 January 2025

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Prime Investor promotion ends

Investor loading waiver promotion on our Prime Full Doc & Prime Alt Doc products will end on Saturday 18 January 2025.

15 January 2025

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Thank you for your support

We wanted to take a moment to thank you for your ongoing support!

17 December 2024

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Prime Alt Doc promotion ends

Our current Resimac Prime Alt Doc promotional pricing will end on Friday 29 November 2024.
26 November 2024

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Resimac policy updates

Effective 14 November 2024, we have made some changes across our product policies.

20 November 2024

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560km in 7 Days: Rodney's Challenge for Invictus Australia

Rodney 'Rocket' Cottam completes 560km challenge for Invictus Australia.

7 November 2024

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Sharp rates for your self-employed customers

We mean business with our Prime Alt Doc promotional rates for your self-employed clients.

22 October 2024

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Reminder on Design and Distribution Obligations

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

18 October 2024

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Self-employed to SMSF, we've got you covered

Boost your business with Resimac!

9 October 2024

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Prime Alt Doc rates just got sharper

Check out our latest limited-time offers on our Resimac Prime Alt Doc and Prime Full Doc.

24 September 2024

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New SMSF product and improved Prime Alt Doc

Find out more about Resimac's SMSF product and the updates to our Prime Alt Doc offering.

12 September 2024

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Improved Prime Alt Doc product

Learn more about the new Resimac Education Hub and ongoing winter promo for Resimac Prime Alt Doc.

28 August 2024

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Reduced Prime Alt Doc rates

Resimac is reducing rates on Prime Alt Doc for a limited time.

14 August 2024

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Prime Alt Doc reduced rates

Resimac is reducing rates on Prime Alt Doc for a limited time.

30 July 2024

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Reminder on Design and Distribution Obligations

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

26 July 2024

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New Resimac SMSF product - pilot launch

Effective 29 July 2024, we are launching a pilot of our new SMSF product.

22 July 2024

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Prime Alt Doc max loan amount increase and 80-90% LVR rate reductions

Introducing changes to our Prime Alt Doc product and removal of high density postcodes.

16 July 2024

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Help your self-employed clients consolidate their tax debt

The ATO is issuing notice of intent to disclose tax debt — assist your self-employed clients today.

2 July 2024

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Updated Resimac servicing calculator

We have updated our serviceability calculator (v6.4), effective 1 July 2024.

1 July 2024

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Upcoming fee changes to Resimac Prime products

Settlement fees will apply on Prime by 1 July. New valuation fee collection process from CoreLogic.

19 June 2024

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The value of self-employed borrowers

Self-employed clients may not have standard financial documentation – our Alt Doc products can help.

4 June 2024

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The opportunity in non-prime lending with Resimac

At Resimac, we specialise in assisting brokers to help non-conforming and near prime borrowers.

21 May 2024

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Resimac products to grow your business

We've recently enhanced our Resimac Prime Alt Doc & Specialist products to help grow your business.

7 May 2024

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Reminder on Design and Distribution Obligations

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

26 April 2024

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We've removed clawbacks on all of our Specialist products

There's never been a better time to work with non-conforming clients.

23 April 2024

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NEW: Prime Alt Doc up to 90% LVR; mobile app for customers

Prime Alt Doc will be more accessible; mobile app to offer better experience for customers.

10 April 2024

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3 lesser known ways specialist lending can help you with tricky clients

Borrowers with 'bad credit' aren't the only clients that specialist lending can accommodate.

27 March 2024

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4 reasons your self-employed clients belong with Resimac

Opportunities to purchase property, refinance, consolidate debt & use equity for business purposes.

12 March 2024

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Changes to Prime Alt Doc

From 4 March, Prime Alt Doc rates will increase for interest-only and over 70% LVR.

1 March 2024

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Credit policy changes and updated serviceability calculator

From 4 March, we won't require credit card and loan statements.

27 February 2024

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Grow your business with our Near Prime and Specialist products

We have competitive product solutions to cater for your customers.

13 February 2024

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Resimac is moving to Comprehensive Credit Reporting

From 12 Feb 2024, we'll start receiving CCR on all loan applications.

8 February 2024

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Submitting your loans in 2024 is easier than ever

Improved SLAs, streamlined tools, fewer supporting docs.

30 January 2024

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Reminder on Design and Distribution Obligations

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

16 January 2024

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Greater flexibility with recent product and policy changes

Increased max loan amounts, multiple offsets, changes to LVRs for units.

13 December 2023

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Interest rate update

New investor rates will apply for all new Prime Flex, Prime Standard and Prime Alt Doc up to 80% LVR applications from 18 December 2023.

5 December 2023

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Revealed: the secrets to simpler loan submissions

Mastering the digital tools integrated into ApplyOnline can streamline your loan applications.

28 November 2023

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Interest rate update

We will be increasing the variable interest rates for all new and existing home loans across all products by 25bps.

15 November 2023

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Extended! Reduced rates offer for investors

Prime rates starting from 6.14%p.a. (6.44%p.a. comparison rate)

31 October 2023

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Experience the benefits of streamlined applications

eSign is here! This minimises paperwork and saves time.

17 October 2023

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Reminder on Design and Distribution Obligations

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

3 October 2023

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New serviceability calculator and changes for Resimac customers

We are introducing a new serviceability calculator (version 6.2). The main changes are: up-to-date HEM data and use of net rental income rather than gross rental income. For customers, we have changed some fees, advised of changes to CustomerZone terms and conditions, and will be emailing those with multiple loans about improvements to CustomerZone.

18 September 2023

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Our new low Prime rates are a hit! Here is why.

Brokers have found early success with investors and the self-employed using our promotion.

22 August 2023

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Reduced pricing for investors owner-occupiers and the self-employed

We offer the same low rates to owner-occupiers, investors, P&I and I/O on our Prime Full Doc products up to 80% LVR. We've also reduced and standardised the pricing for Prime Alt Doc.

15 August 2023

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Improved forms

We've simplified three frequently used forms: Accountant's Verification, Declaration of Financial Status and Loan Introducer Alt Doc Checklist.

8 August 2023

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Refinancing with Resimac can help put clients in a better financial position

Reduced serviceability assessment buffer and features like debt consolidation and unlimited cash out.

26 July 2023

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Reminder on Design and Distribution Obligations

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

5 July 2023

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Interest rate update

We will be increasing the variable interest rates for all new and existing home loans across all products by 35bps.

16 June 2023

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Credit and cash out changes

We have made important changes to credit documentation and Prime Alt Doc cash out policy that will make applications easier.

30 May 2023

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Grow your business with Resimac's latest initiatives

Commission increases and reduced rates are some of the improvements to help you drive more business.

17 May 2023

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Interest rate update

We will be increasing the variable interest rates for new business and all existing home loan customers.

9 May 2023

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Reduced rates, new calculator

Resimac has dropped interest rates on Prime Alt Doc, Specialist Full Doc, and Specialist Alt Doc products.

27 April 2023

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Increased commission

More upfront and trail commission for Prime Alt Doc and Specialist products.

7 March 2023

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Interest rate update

We will be increasing the variable interest rates for new business and all existing home loan customers.

13 March 2023

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New serviceability calculator

Resimac has introduced a new serviceability calculator that brokers must use for applications from 16 March 2023.

14 March 2023

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New ApplyOnline tools to help brokers receive a faster yes

We're pleased to announce Resimac is streamlining the task of applying for home loans by adding two valuable tools to our ApplyOnline portal provided by NextGen.

30 March 2023

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Promos extended

Promos extended: Get better pricing for your clients

13 February 2023

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New Resimac LMI Premium Calculator

Resimac has an updated Helia LMI Premium Calculator.

15 February 2023

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Interest rate update

We will be increasing the variable interest rates for all existing home loan customers.

14 February 2023

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Design and Distribution Obligations

You are required to report all Resimac-related complaints and/or significant dealings within 10 business days of each occurrence.

20 January 2023

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Interest rate update

We will be increasing the variable interest rates for all existing home loan customers.

15 December 2022

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Interest rate update

We will be increasing the variable interest rates for all existing home loan customers.

7 November 2022

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Launching CustomerZone

Resimac will launch a new online loan management platform called CustomerZone. We hope these changes will benefit your Resimac-funded customers.

8 November 2022

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Interest rate update

We will be increasing the variable interest rates for all existing home loan customers.

6 October 2022

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Changes to commission reports

Resimac will launch a new online loan management platform. One change aggregators will notice is a new look to the upfront and trail commission reports.

20 October 2022

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Resimac Prime:

Changes to Serviceability

29 July 2019

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Resimac MoniPower:

Changes to maximum LVR

11 July 2019

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Resimac MoniPower:

Changes to Serviceability

24 July 2019

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Resimac Ultra Plus:

Variable Rate Reductions

8 July 2019

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Resimac Ultra Plus:

Co-borrower Policy

22 July 2019

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Resimac Prime and Specialist:

Interest Rate Changes

5 July 2019

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Resimac Ultra Plus:

Fixed Rate Reductions and $0 Annual Fee Offer Extended

22 July 2019

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Resimac Accelerate:

Variable Rate Reductions

4 July 2019

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Resimac MoniPower:

Variable Rate Reductions

15 July 2019

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Resimac:

Genworth LMI Premium Calculators

3 July 2019

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Resimac Ultra Plus:

New Serviceability Calculator and Postcode Location Guide

15 July 2019

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Interest rate update

We will be increasing the variable interest rates for all existing home loan customers.

19 September 2022

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Update on our Line of Credit options

Our Line of Credit options on Resimac loans have been formally removed from sale effective Friday 16 September 2022.

19 September 2022

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Serviceability calculator and updated forms and policy

New calculator, forms and policy to offer you and your clients an improved experience.

25 August 2022

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Design and Distribution obligations

You are required to report all Resimac-related complaints and/or significant dealings within 10 business days of each occurrence.

8 July 2022

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Interest rate update - Prime Flex Investment Comparison Rate Correction

Comparison rates for our Prime Flex Investment product were incorrect when published. The interest rates for our Owner Occupied product were correct. We have included an interest rate for Prime Investment Interest Only loans above 90%.

20 May 2022

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Design and Distribution Obligations

You are required to report all Resimac-related complaints and/or significant dealings within 10 business days of each occurrence.

4 April 2022

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Assessment times update

We’re experiencing a surge in demand for products, especially our Prime Alt Doc and Specialist products, which means SLAs are longer than usual.

22 March 2022

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Design and Distribution obligations

You are required to report all Resimac-related complaints and/or significant dealings within 10 business days of each occurrence.

31 March 2022

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New LMI premium calculator available - download here

Genworth, Resimac's Lender's Mortgage Insurance (LMI) partner, has issued a new LMI Premium Calculator.

18 March 2022

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Double check SLAs

Double check our SLAs here – some external platforms aren’t accurate

8 February 2022

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Automated Valuation Models

Resimac will begin accepting Automated Valuation Models for eligible properties

21 February 2022

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Design and Distribution Obligations

You are required to report all Resimac-related complaints and/or significant dealings within 10 business days of each occurrence.

5 January 2022

Doc requirement changes

Additional doc requirements eased in NSW and VIC and Alt Doc business bank statement changes

18 November 2021

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Update to Assessment Interest Rate Policy

Additional doc requirements eased in NSW and VIC; business bank statement changes for Alt Doc applicants

23 November 2021

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Prime & Prime Flex rates cut and max loan value increases

Interest rates reduced by 15bps and Prime Alt Doc max loan values have increased.

1 October 2021

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Design and Distribution Obligations

New requirements mean we have to prepare and distribute a Target Market Determination for each of our products.

15 September 2021

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Resimac Prime Alt Doc and Specialist

Resimac Prime Alt Doc rate now 2.99% (comparison rate 3.03% p.a.) across all LVR

12 March 2021

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Resimac Prime

Resimac Prime Standard from 2.59%p.a. (comparison rate 2.63%p.a.)

19 January 2021

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Resimac Prime and Specialist

New Broker Product and Policy Guide

14 January 2021

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Resimac Prime and Specialist

Holiday period SLAs

24 December 2020

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Resimac Prime and Specialist

Update to Credit Policy — Victorian Unit Securities

17 December 2020

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Resimac Prime and Specialist

Product Change

4 December 2020

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Resimac Prime Alt Doc

Resimac Prime Alt Doc from 3.47%p.a. (comparison rate 3.51%p.a.)

4 December 2020

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Resimac Prime and Specialist

Serviceability Calculator Update

12 November 2020

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Resimac Prime and Specialist

Product Changes

4 November 2020

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Resimac Prime and Specialist

Improved Application Form and Submission Process

19 October 2020

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Resimac Prime and Specialist

New discounted rates on Resimac Prime Flex!

16 October 2020

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Resimac Prime and Specialist

New ApplyOnline 'Compliance' tab Responsible Lending Summary

21 September 2020

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Assessment Update

COVID-19 and Victorian based applicants

15 September 2020

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Resimac Specialist Full Doc & Alt Doc

Free valuation!

15 September 2020

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Resimac Prime

We've cut our rates!

1 September 2020

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Resimac Prime and Specialist

Loan Submission Notes and COVID-19

6 August 2020

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Resimac Prime and Specialist

New Document Requirements

24 July 2020

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Resimac Prime

Genworth LMI Premium Calculator

16 July 2020

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Resimac Prime Flex

No annual fee for the first year — Offer extended!

30 June 2020

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Resimac Prime

Genworth LMI Premium Calculator

29 June 2020

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Resimac Prime Flex:

No annual fee for the first year - save $299

11 June 2020

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Resimac Prime:

FASTRefi with digital docs

29 May 2020

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Resimac Prime and Specialist:

Supporting Document Checklist and Loan Writer Accreditation Checklist

22 April 2020

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Resimac Prime and Specialist:

Remote Identification and Application Form Digital Signature Acceptance

31 March 2020

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Resimac Business Continuity Plan

24 March 2020

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Resimac Prime and Specialist:

Hardship assistance and changes to application requirements

27 March 2020

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Resimac Prime and Specialist:

Variable Interest Rate Changes

4 March 2020

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Resimac Prime:

Save 0.07%pa on loans above $500,000 – offer ends 14 February 2020!

7 February 2020

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Resimac Prime:

Save 0.07%pa on loans above $500,000 – offer extended!

15 January 2020

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Resimac Prime:

Save 0.07%pa on loans above $500,000

10 December 2019

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Resimac MoniPower and Resimac Accelerate:

Product Discontinuation

5 December 2019

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Resimac MoniPower:

Residential Lending Credit Policy Changes

25 November 2019

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Resimac Prime:

Genworth LMI Premium Changes

8 November 2019

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Resimac MoniPower:

Updated Serviceability Calculator

15 November 2019

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Resimac Prime and Specialist:

Credit Policy Changes

30 October 2019

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Resimac Prime and Specialist:

Variable interest rate decrease

8 October 2019

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Resimac MoniPower:

Credit Policy Changes

28 October 2019

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Resimac Accelerate:

Rate Promotion and Updated Serviceability Calculator

3 October 2019

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Resimac MoniPower:

Variable Rate Reductions

11 October 2019

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Resimac MoniPower:

Fixed Rate Reductions

1 October 2019

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Resimac Prime and Specialist:

Not all good things come to an end!

23 September 2019

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Resimac Ultra Plus:

Discontinued for new business

6 September 2019

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Resimac MoniPower:

Credit Policy Changes

19 September 2019

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Resimac Prime:

Genworth LMI Premium Calculator

22 August 2019

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Resimac Prime and Specialist:

We're going even lower on rates and fees!

12 August 2019

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Resimac Ultra Plus:

Updated Australia Post ID Check Form

16 August 2019

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Resimac Ultra Plus:

Changes to Serviceability

2 August 2019

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