Key home loan features for self-employed and credit-impaired customers

Did you know that Resimac offers promotional pricing and flexible features for self-employed and credit-impaired borrowers?

Resimac specialises in serving this segment and has designed home loan solutions that cater specifically for their needs.

These products accommodate a wide range of credit incidents, including: payment defaults, casual employment of up to six months, bankruptcy and rates arrears.

Need to know more? We have the details:

Prime Alt Doc

• No risk fee
• Unlimited cash out up to 80% LVR
• One form of income verification including Accountant's Verification
• Minimum 2 year ABN and minimum GST registration of 12 months
• Up to $500k business debt refinance per application
• Promo offer*: Eligible applicants can get owner-occupied pricing on their investment property when they bundle their owner-occupied and investment loans up to 80% LVR
• Promo offer*: We've waived our interest only loading, which means eligible clients can get P&I pricing on all of our interest only loans

Specialist Full Doc

• Tax debt refinance
• 6 months casual employment accepted
• Rates arrears and bankruptcies accepted
• Unlimited debt consolidation
• Unlimited business debt refinance

Specialist Alt Doc

• Up to 90% LVR purchase or 85% LVR refinance
• 6 months ABN, 3 months business bank statements or 6 months BAS
• 12 months ABN including Accountant's Verification
• Defaults and judgements accepted
• Cash out to 80% - unlimited
• Rate based on security, not purpose
• Multiple related defaults considered as one 'credit event'
• Unlimited business debt refinance
• One form of income verification

If you have any questions, please contact your Resimac BDM or Relationship Manager for more information.

*Promotional offers available for a limited time.