Product and Policy Updates

Introducing changes to our Prime Alt Doc product and removal of high density postcodes.

The ATO is issuing notice of intent to disclose tax debt — assist your self-employed clients today.

We have updated our serviceability calculator (v6.4), effective 1 July 2024.

Settlement fees will apply on Prime by 1 July. New valuation fee collection process from CoreLogic.

Self-employed clients may not have standard financial documentation – our Alt Doc products can help.

At Resimac, we specialise in assisting brokers to help non-conforming and near prime borrowers.

We've recently enhanced our Resimac Prime Alt Doc & Specialist products to help grow your business.

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

There's never been a better time to work with non-conforming clients.

Prime Alt Doc will be more accessible; mobile app to offer better experience for customers.

Borrowers with 'bad credit' aren't the only clients that specialist lending can accommodate.

Opportunities to purchase property, refinance, consolidate debt & use equity for business purposes.

From 4 March, Prime Alt Doc rates will increase for interest-only and over 70% LVR.

From 4 March, we won't require credit card and loan statements.

We have competitive product solutions to cater for your customers.

From 12 Feb 2024, we'll start receiving CCR on all loan applications.

Improved SLAs, streamlined tools, fewer supporting docs.

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

Increased max loan amounts, multiple offsets, changes to LVRs for units.

New investor rates will apply for all new Prime Flex, Prime Standard and Prime Alt Doc up to 80% LVR applications from 18 December 2023.

Mastering the digital tools integrated into ApplyOnline can streamline your loan applications.

We will be increasing the variable interest rates for all new and existing home loans across all products by 25bps.

Prime rates starting from 6.14%p.a. (6.44%p.a. comparison rate)

eSign is here! This minimises paperwork and saves time.

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

We are introducing a new serviceability calculator (version 6.2). The main changes are: up-to-date HEM data and use of net rental income rather than gross rental income. For customers, we have changed some fees, advised of changes to CustomerZone terms and conditions, and will be emailing those with multiple loans about improvements to CustomerZone.

Brokers have found early success with investors and the self-employed using our promotion.

We offer the same low rates to owner-occupiers, investors, P&I and I/O on our Prime Full Doc products up to 80% LVR. We've also reduced and standardised the pricing for Prime Alt Doc.

We've simplified three frequently used forms: Accountant's Verification, Declaration of Financial Status and Loan Introducer Alt Doc Checklist.

Reduced serviceability assessment buffer and features like debt consolidation and unlimited cash out.

Mortgage brokers are required to report all Resimac-related complaints and significant dealings under the Corporations Act 2001.

We will be increasing the variable interest rates for all new and existing home loans across all products by 35bps.

We have made important changes to credit documentation and Prime Alt Doc cash out policy that will make applications easier.

Commission increases and reduced rates are some of the improvements to help you drive more business.

We will be increasing the variable interest rates for new business and all existing home loan customers.

Resimac has dropped interest rates on Prime Alt Doc, Specialist Full Doc, and Specialist Alt Doc products.

More upfront and trail commission for Prime Alt Doc and Specialist products.

We will be increasing the variable interest rates for new business and all existing home loan customers.

Resimac has introduced a new serviceability calculator that brokers must use for applications from 16 March 2023.

We're pleased to announce Resimac is streamlining the task of applying for home loans by adding two valuable tools to our ApplyOnline portal provided by NextGen.

Promos extended: Get better pricing for your clients

Resimac has an updated Helia LMI Premium Calculator.

We will be increasing the variable interest rates for all existing home loan customers.

You are required to report all Resimac-related complaints and/or significant dealings within 10 business days of each occurrence.

We will be increasing the variable interest rates for all existing home loan customers.

We will be increasing the variable interest rates for all existing home loan customers.

Resimac will launch a new online loan management platform called CustomerZone. We hope these changes will benefit your Resimac-funded customers.

We will be increasing the variable interest rates for all existing home loan customers.

Resimac will launch a new online loan management platform. One change aggregators will notice is a new look to the upfront and trail commission reports.

We will be increasing the variable interest rates for all existing home loan customers.

Our Line of Credit options on Resimac loans have been formally removed from sale effective Friday 16 September 2022.

New calculator, forms and policy to offer you and your clients an improved experience.

You are required to report all Resimac-related complaints and/or significant dealings within 10 business days of each occurrence.

Comparison rates for our Prime Flex Investment product were incorrect when published. The interest rates for our Owner Occupied product were correct. We have included an interest rate for Prime Investment Interest Only loans above 90%.

You are required to report all Resimac-related complaints and/or significant dealings within 10 business days of each occurrence.

We’re experiencing a surge in demand for products, especially our Prime Alt Doc and Specialist products, which means SLAs are longer than usual.

You are required to report all Resimac-related complaints and/or significant dealings within 10 business days of each occurrence.

Genworth, Resimac's Lender's Mortgage Insurance (LMI) partner, has issued a new LMI Premium Calculator.

Double check our SLAs here – some external platforms aren’t accurate

Resimac will begin accepting Automated Valuation Models for eligible properties

You are required to report all Resimac-related complaints and/or significant dealings within 10 business days of each occurrence.

 Changes to maximum LVR

 Changes to Serviceability

Variable Rate Reductions

Interest Rate Changes

Co-borrower Policy

Variable Rate Reductions

Fixed Rate Reductions and $0 Annual Fee Offer Extended

Genworth LMI Premium Calculators

Variable Rate Reductions

New Serviceability Calculator and Postcode Location Guide

Changes to Serviceability

 Genworth LMI Premium Calculator

 We're going even lower on rates and fees!

 Updated Australia Post ID Check Form

 Changes to Serviceability