Resimac has streamlined the task of applying for home loans by adding two valuable tools to the ApplyOnline portal.

Access Seeker

Generate comprehensive credit reports

Watch a video about how to use Access Seeker – please click here.

You can quickly generate an Access Seeker comprehensive credit report before submitting an application for assessment. This feature enables you to review an applicant's credit history, as well as confirm credit limits and conduct on any existing loan facilities, without leaving a credit enquiry on the applicant's file.

Access Seeker is particularly useful for serving credit-impaired borrowers, as it prompts a conversation where the borrower can explain any defaults prior to submission. You can make notes in the loan submission to aid credit assessment.

While lenders cannot see the comprehensive credit report, an upcoming update will indicate to Resimac whether liabilities have been verified by an Access Seeker credit report. This will fast-track assessment and deliver faster decisions. The update will also enable you to review, compare and reconcile the report against borrower-declared application data.

NextGenID

Seamless identity checking

Watch a video about how to use NextGenID – please click here.

You can conduct identity checks more efficiently using NextGenID – this tool is just one click from within the ApplyOnline platform.

All required identification documents are loaded directly into the platform. There is also the benefit of data verification, eliminating any keying errors during the application process.

Note: if a client fails the NextGenID process, you will be required to complete the manual identification form (available on this BrokerZone page under 'Other Forms') and provide copies of the relevant identity at the time of application.

If you have any questions, please don't hesitate to reach out to your Resimac BDM or Relationship Manager.