Articles - Change to serviceability assessment, new calculator and increased commissions

Change to serviceability assessment, new calculator and increased commissions

Resimac has reduced its serviceability assessment buffer to 2.00%p.a. for all products.

This means the stressed assessment rate for all products is the higher of either:

  • the actual rate plus a 2.00%p.a. loading, or
  • a floor assessment rate of 5.75%p.a.

The Prime and Specialist Serviceability Calculator has been updated to reflect this change.

We’ve made it easier to assess self-employed borrower income by adding a BAS tab to the calculator.

You can download the calculator here.

Increased commissions

Did you know Resimac in March increased commission rates on Prime Alt Doc, Specialist (Full Doc) and Specialist (Alt Doc) products*?

The new rates are as follows:



If you have any questions, please contact your BDM or Relationship Manager.

*Terms, conditions and eligible credit criteria apply to all loan features. Increased commissions do not apply to wholesale partners.


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