Resimac Specialist Alt Doc

 

The Resimac Specialist Alt Doc has been specifically tailored to suit the needs of borrowers who fall outside the mortgage insurance and banking guidelines. Types of borrowers that may fall into this category include: self-employed borrowers, credit impaired borrowers, contract workers and other applicants who do not fit into mainstream products, or borrowers who have reached their exposure with mortgage insurers.

 
  • Rate stepdown available

  • No LMI - Risk fee applies

  • Choice of income verification options

  • Unlimited arrears considered

  • Defaults under $2k ignored

  • Debt consolidation including ATO debts

Not all features available on all products. Please refer to product specs for additional information.

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Product Specifications

 

Resimac Specialist Alt Doc Owner Occupied Rates

 

  • Principal & Interest

  • Interest Only
Resimac Specialist Alt Doc - Owner Occupier Clear Plus Assist
LVR Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate
<70% LVR 4.72%p.a. 5.10%p.a. 5.45%p.a. 5.82%p.a. 6.40%p.a. 6.76%p.a.
70-80% LVR 5.04%p.a. 5.42%p.a. 6.45%p.a. 6.81%p.a. 7.25%p.a. 7.61%p.a.
80-85% LVR 5.74%p.a. 6.11%p.a. 7.02%p.a. 7.38%p.a. 8.32%p.a. 8.67%p.a.
85-90% LVR 6.44%p.a. 6.80%p.a. N/A N/A N/A N/A
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Resimac Specialist Alt Doc - Owner Occupier Clear Plus Assist
LVR Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate
<70% LVR 4.87%p.a. 5.25%p.a. 5.60%p.a. 5.97%p.a. 6.55%p.a. 6.91%p.a.
70-80% LVR 5.19%p.a. 5.57%p.a. 6.60%p.a. 6.96%p.a. 7.40%p.a. 7.76%p.a.
80-85% LVR N/A N/A N/A N/A N/A N/A
85-90% LVR N/A N/A N/A N/A N/A N/A
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Resimac Specialist Alt Doc Investment Rates

 

  • Principal & Interest

  • Interest Only
Resimac Specialist Alt Doc - Investment Clear Plus Assist
LVR Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate
<70% LVR 5.02%p.a. 5.12%p.a. 5.75%p.a. 6.12%p.a. 6.70%p.a. 7.06%p.a.
70-80% LVR 5.34%p.a. 5.44%p.a. 6.75%p.a. 7.11%p.a. 7.55%p.a. 7.91%p.a.
80-85% LVR 6.04%p.a. 6.14%p.a. 7.32%p.a. 7.68%p.a. 8.62%p.a. 8.97%p.a.
85-90% LVR 6.74%p.a. 6.84%p.a. N/A N/A N/A N/A
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Resimac Specialist Alt Doc - Investment Clear Plus Assist
LVR Interest rate Comparison rate Interest rate Comparison rate Interest rate Comparison rate
<70% LVR 5.17%p.a. 5.27%p.a. 5.90%p.a. 6.00%p.a. 6.85%p.a. 6.95%p.a.
70-80% LVR 5.49%p.a. 5.59%p.a. 6.90%p.a. 7.00%p.a. 7.70%p.a. 7.80%p.a.
80-85% LVR 6.19%p.a. 6.29%p.a. 7.47%p.a. 7.57%p.a. 8.77%p.a. 8.88%p.a.
85-90% LVR 6.89%p.a. N/A N/A N/A N/A N/A
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*Interest rates on this site are effective from 24 July 2019. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.

Calculators

 


Forms

 

Find below the forms needed to submit and application.

  • Application Form

    The core document to begin your home loan application with Resimac.

    Download
  • Interviewer Declaration

    Confirm that the applicants understand the agreement that they are applying for.

    Download
  • Living Expense Declaration

    Complete the breakdown of combined basic and additional living expenses.

    Download
  • Declaration of Financial Status

    Complete this form to confirm the financial status in order to progress.

    Download
  • Credit Card Authority Form

    Provide authority to debit a credit card as outlined in the contract.

    Download
  • Supporting Documentation Checklist

    Ensure you have provided all the required documentation to progress.

    Download
  • Customer ID Form

    Required if you have not been able to complete a face-to-face verification.

    Download
  • Accountant's Verification

    Supply this document in order to confirm the borrower's net profit before tax.

    Download

Contact your BDM

 

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