Resimac Prime & Prime Flex

 

The Resimac Prime product offers great low rates and can cater for either PAYG or Self Employed applicants looking to for a loan amount for purchase, refinance, debt consolidation or cash out purposes with no credit scoring on applications. This product is available with no annual fee (Resimac Prime) or with a $299 annual fee in return for a lower rate (Resimac Prime Flex).

 
  • Interest rate based on security – not purpose

  • Dollar for dollar refinance to 95% LVR

  • Available for business purpose up to $500k

  • NZ Citizens and residents acceptable

  • Company and trust applications acceptable

  • 100% Offset available

Not all features available on all products. Please refer to product specs for additional information.

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Product Specifications

 

Prime Flex Rates

 
  • Resimac Prime Flex
    Owner Occupied
  • Resimac Prime Flex
    Investment
Resimac Prime Flex Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
<80% LVR 3.74%pa 4.08%pa 3.94%pa 4.27%pa
80-90% LVR 4.01%pa 4.34%pa N/A N/A
90-95% LVR 4.21%pa 4.54%pa N/A N/A
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Resimac Prime Flex Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
<80% LVR 4.04%pa 4.37%pa 4.24%pa 4.57%pa
80-90% LVR 4.31%pa 4.64%pa 4.46%pa 4.78%pa
90-95% LVR 4.51%pa 4.83%pa 4.66%pa 4.98%pa
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Prime Rates

 
  • Resimac Prime
    Owner Occupied
  • Resimac Prime
    Investment
Resimac Prime (Standard) Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
<80% LVR 3.84%pa 3.88%pa 4.04%pa 4.08%pa
80-90% LVR 4.11%pa 4.15%pa N/A N/A
90-95% LVR 4.31%pa 4.34%pa N/A N/A
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Resimac Prime (Standard) Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
<80% LVR 4.14%pa 4.18%pa 4.34%pa 4.37%pa
80-90% LVR 4.41%pa 4.44%pa 4.56%pa 4.59%pa
90-95% LVR 4.61%pa 4.64%pa 4.76%pa 4.79%pa
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Prime Flex 3-Year Fixed Rates

 
  • Resimac Prime Flex Fixed
    Owner Occupied
  • Resimac Prime Flex Fixed
    Investment
Resimac Prime Flex 3-year fixed Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
<80% LVR 4.36%pa 4.31%pa 4.51%pa 4.50%pa
80.01% - 90% 4.56%pa 4.56%pa N/A N/A
90.01 - 95% 4.76%pa 4.76%pa N/A N/A
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Resimac Prime Flex 3-year fixed Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
<80% 4.66%pa 4.61%pa 4.81%pa 4.79%pa
80.01% - 90% 4.86%pa 4.86%pa 5.01%pa 5.00%pa
90.01 - 95% 5.06%pa 5.05%pa 5.21%pa 5.20%pa
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*Interest rates on this site were updated on 3 December 2018. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.

Calculators

 


Forms

 

Find below the forms to submit an application.

  • Application Form

    The core document to begin your home loan application with Resimac.

    Download
  • Interviewer Declaration

    Confirm that the applicants understand the agreement that they are applying for.

    Download
  • Living Expense Declaration

    Complete the breakdown of combined basic and additional living expenses.

    Download
  • Credit Card Authority Form

    Provide authority to debit a credit card as outlined in the contract.

    Download
  • Supporting Documentation Checklist

    Ensure you have provided all the required documentation to progress.

    Download
  • Customer ID Form

    Required if you have not been able to complete a face-to-face verification.

    Download

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