Resimac Accelerate Red Alt Doc


The Resimac Accelerate Red Alt doc product has been designed for borrowers who don’t meet strict credit scoring criteria yet have a history of managing their debts well. The product is ideal for either self-employed small business owners or PAYG borrowers looking to buy or refinance their home or investment property and obtain cash out for business purposes including refinancing ATO or high cost overdraft debts, purchasing equipment and working capital requirements. Accelerate Red Alt Doc applies to owner occupier, principal & interest loans only. Accelerate Red Plus Alt Doc applies to all Investment and/or Interest only loans.

  • Unlimited Cash Out to 80% LVR

  • Discharged bankrupts considered

  • No limit on the number of debts that can be consolidated

  • No nominal rent applied if living rent free

  • Up to 40-year terms available

  • Unlimited adverse credit registered >24 months prior to application

Not all features available on all products. Please refer to product specs for additional information.


Product Specifications


Resimac Accelerate Red Alt Doc & Accelerate Red Alt Doc Plus

Resimac Accelerate Red & Red PLUS Alt Doc Accelerate Red (OO P&I loans only) Accelerate Red PLUS (INV and/or I/O loans)
LVR Interest rate Comparison rate Interest rate Comparison rate
Under 65% 4.92%p.a. 5.24%p.a. 5.84%p.a. 6.14%p.a.
65-70% 5.12%p.a. 5.43%p.a. 5.99%p.a. 6.29%p.a.
70-75% 5.62%p.a. 5.93%p.a. 6.30%p.a. 6.60%p.a.
75-80% 5.82%p.a. 6.12%p.a. 6.30%p.a. 6.60%p.a.
80-85% 7.12%p.a. 7.41%p.a. 7.30%p.a. 7.59%p.a.
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*Interest rates on this site for Accelerate products are effective from 8 July 2019. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.




  • Application Form

    The core document to begin your home loan application with Resimac.

  • Customer Requirements & Objectives

    Complete this form to confirm the borrower's objectives and they meet the requirements.

  • Australia Post Identity Verification Form

    Click to download this form

  • Credit Card Authority Form

    Provide authority to debit a credit card as outlined in the contract.

  • Supporting Documentation Checklist

    Ensure you have provided all the required documentation to progress.

  • Living Expense Declaration

    Complete the breakdown of combined basic and additional living expenses.


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