Resimac Prime Non-Gen 95

The Resimac Prime Non-Gen 95 product can cater to borrowers who have little in the way of a deposit, do not have 5% genuine savings to contribute as a deposit, and where their equity contribution may be by way of a gift or First Home Owners Grant (FHOG).

  • Up to 95% LVR including LMI
  • 100% Offset
  • Interest rate based on security – not purpose
  • End-to-end digital process

Not all features available on all products. Please refer to products specs for additional information.

Resimac Prime Non Gen Savings

  • Resimac Prime Owner Occupied

Owner Occupier loans

Resimac Prime Non Gen Savings Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
90-95% 3.74%p.a. 3.78%p.a. N/A N/A
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*Interest rates on this site are effective from 01 September 2020. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. Rates and promotions are subject to change without notice. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.


LMI Serviceability Calculators

LMI Premium Calculator

LMI Serviceability Calculators


Find below the forms to submit an application.

Application Form

The core document to begin your home loan application with Resimac.

Credit Card Authority Form

Provide authority to debit a credit card as outlined in the contract.

Interviewer Declaration

Confirm that the applicants understand the agreement that they are applying for.

Supporting Documentation Checklist

Ensure you have provided all the required documentation to progress.

Living Expense Declaration

Complete the breakdown of combined basic and additional living expenses.

Customer ID Form

Required if you have not been able to complete a face-to-face verification.

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