Current Promotion:

Save $299 with no annual fee for the first year on Resimac Prime Flex

For a limited time only

Resimac Prime & Prime Flex

The Resimac Prime product offers great low rates and can cater for either PAYG or Self Employed applicants looking to for a loan amount for purchase, refinance, debt consolidation or cash out purposes. This product is available with no annual fee (Resimac Prime) or with a $299 annual fee in return for a lower rate (Resimac Prime Flex).


  • Interest rate based on security – not purpose
  • Company and trust applications acceptable
  • Dollar for dollar refinance to 95% LVR
  • 100% Offset available
  • Available for business purpose up to $500k
  • End-to-end digital process

Not all features available on all products. Please refer to products specs for additional information.

Prime Alt Doc

Products for borrowers who are self-employed or with minor defaults

Prime 85 No LMI

Suitable for both PAYG and those who are self-employed


Prime Non-Gen

For borrowers with as little as 5% deposit or non-genuine savings

Prime Flex Rates

  • Resimac Prime Flex Owner Occupied

  • Resimac Prime Flex Investment

Resimac Prime Flex Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
<70% LVR 2.59%p.a. 2.95%p.a. 2.79%p.a. 2.98%p.a.
70-80% LVR 2.69%p.a. 3.05%p.a. 2.89%p.a. 3.08%p.a.
80-90% LVR 3.06%p.a. 3.41%p.a. N/A N/A
90-95% LVR 3.26%p.a. 3.61%p.a. N/A N/A
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Resimac Prime Flex Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
<70% LVR 2.84%p.a. 3.20%p.a. 3.04%p.a. 3.23%p.a.
70-80% LVR 2.94%p.a. 3.29%p.a. 3.14%p.a. 3.33%p.a.
80-90% LVR 3.31%p.a. 3.66%p.a. 3.46%p.a. 3.68%p.a.
90-95% LVR 3.51%p.a. 3.85%p.a. 3.66%p.a. 3.87%p.a.
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Prime Rates

  • Resimac Prime Owner Occupied

  • Resimac Prime Investment

Resimac Prime (Standard) Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
<70% LVR 2.69%p.a. 2.73%p.a. 2.89%p.a. 2.80%p.a.
70-80% LVR 2.79%p.a. 2.83%p.a. 2.89%p.a. 2.80%p.a.
80-90% LVR 3.16%p.a. 3.20%p.a. N/A N/A
90-95% LVR 3.36%p.a. 3.40%p.a. N/A N/A
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Resimac Prime (Standard) Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
<70% LVR 2.94%p.a. 2.98%p.a. 3.14%p.a. 3.05%p.a.
70-80% LVR 3.04%p.a. 3.08%p.a. 3.24%p.a. 3.15%p.a.
70-80% LVR 3.41%p.a. 3.45%p.a. 3.56%p.a. 3.50%p.a.
80-90% LVR 3.61%p.a. 3.65%p.a. 3.76%p.a. 3.70%p.a.
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*Interest rates on this site are effective from 01 September 2020. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. Resimac Prime Flex promotion waives the annual fee of $299 for the first year only for new applications only. Rates and promotions are subject to change without notice. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.

Calculators

Loan Serviceability Calculators

LMI Premium Calculator

LMI Serviceability Calculators

Forms

Find below the forms to submit an application.

Application Form

The core document to begin your home loan application with Resimac.

Credit Card Authority Form

Provide authority to debit a credit card as outlined in the contract.

Interviewer Declaration

Confirm that the applicants understand the agreement that they are applying for.

Supporting Documentation Checklist

Ensure you have provided all the required documentation to progress.

Living Expense Declaration

Complete the breakdown of combined basic and additional living expenses.

Customer ID Form

Required if you have not been able to complete a face-to-face verification.

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