Resimac Prime Non-Gen 95


The Resimac Prime Non-Gen 95 product can cater to borrowers who have little in the way of a deposit, do not have 5% genuine savings to contribute as a deposit, and where their equity contribution may be by way of a gift or First Home Owners Grant (FHOG).

  • Up to 95% LVR including LMI

  • Interest rate based on security – not purpose

  • 100% Offset

  • End-to-end digital process

Not all features available on all products. Please refer to product specs for additional information.


Product Specifications


Resimac Prime Non Gen Savings


Owner Occupier loans

Resimac Prime Non Gen Savings Principal & Interest Interest Only
LVR Interest rate Comparison rate Interest rate Comparison rate
90-95% 3.86%p.a. 3.90%p.a. N/A N/A
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*Interest rates on this site are effective from 26 March 2020. Rates shown apply to new business only and may vary before your loan is settled. Rates shown do not apply to all loan sizes, purposes, repayment types, scenarios or LVRs. Rates and promotions are subject to change without notice. The comparison rate is calculated on the basis of a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.





Find below the forms to submit an application.

  • Application Form

    The core document to begin your home loan application with Resimac.

  • Interviewer Declaration

    Confirm that the applicants understand the agreement that they are applying for.

  • Living Expense Declaration

    Complete the breakdown of combined basic and additional living expenses.

  • Credit Card Authority Form

    Provide authority to debit a credit card as outlined in the contract.

  • Supporting Documentation Checklist

    Ensure you have provided all the required documentation to progress.

  • Customer ID Form

    Required if you have not been able to complete a face-to-face verification.


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